03StreamLoan2016 — 17

Cutting mortgage origination in half

Mortgage software used daily by agents, buyers, and banks — the suite reduced time to mortgage from 47 days to 24.

Cutting mortgage origination in half

Role

UX Intern

Team

Cross-functional — design, product, and engineering

Duration

~6 months

Year

2016 — 17

Context

StreamLoan is a mortgage software used by hundreds of people each day to buy their first home. The product suite spans iOS, Android, and web, serving three audiences with very different jobs: agents, home buyers, and lending banks.

The problem

Mortgage origination was a multi-week, multi-party slog with handoffs between agents, buyers, and lenders — and a lot of paper. The design challenge was to make a regulated, document-heavy process feel like a guided experience for first-time home buyers without losing the rigor lenders required.

Approach

  1. 01

    Designed across iOS, Android, and web for three distinct user types — agents, home buyers, and lending banks — with workflows tuned to each.

  2. 02

    Built prototypes for internal testing and external product pitches; several were used to win deals with new banks.

  3. 03

    Interviewed users and studied data to surface pain points across the loan origination process.

  4. 04

    Developed user journeys and product narratives that communicated how StreamLoan fit into the broader lending workflow.

  5. 05

    Crafted design principles and maintained the style guide to keep the multi-platform experience consistent.

Linked case studies

Outcome

47 → 24d
Time to mortgage
−49%
Reduction
iOS · Android · Web
Platforms
3
User types

Reflection

Designing for first-time home buyers taught me how much of UX in regulated domains is really about translation — turning compliance language into something a stressed person on their phone can act on without fear.